How to spend regional capital. When you can use regional maternity capital. Receipt of finished documents, transfer of a loan, final calculation with the seller

Now, probably, most of Russia residents know that the government annually holds a number of programs aimed at improving the welfare of citizens, primarily residents with lowest. On the existence of the maternal capital issued at the federal level, it is known for quite a long time, but the regional maternity capital is also valid to this program. It is important to take into account that families in which the third or subsequent child is born on it. This lies the principal difference, because the federal MK can be obtained in connection with the birth of either the second child or the first twin.

The rest of the program is similar. Regional maternity capital is possible to obtain only once. Even at the birth of a fourth or even the fifth child in the family, who used the right to the regional MK after the birth of the third, repeated assistance from the state in the form of a certificate is not provided. Nevertheless, programs are not mutually exclusive. That is, if the family after the birth of the first twin or second child was provided by the federal MK, the birth of the third can serve as a reason for obtaining regional.

Unfortunately, there are no uniform conditions for obtaining regional MK for the entire Russian Federation, each region has the right to change the requirements. Therefore, it is necessary to carefully recheck the following list. Among the most generalized conditions are allocated:

birth or adoption of the third or subsequent child;
the child must appear in the family during the regional program;
mandatory requirement is the fact of family residence in the field during the prescribed period (the required period is determined by regional government agencies);
the funds received cannot be used immediately after the child appears. This is possible only after a while, which is also installed by local authorities.

How can I use regional maternity capital?

As provided for by the federal program, regional mortar is officially authorized to use in very limited cases. The full list must be specified at the place of receipt of the certificate, as what is allowed in one area can be prohibited in another. Among the most relevant categories common to most regions can be called such directions:

Improving housing and communal conditions.
Buying a plot of land for construction.
Housing repair.
Payment of education.
Medical services, etc.

Moreover, some regions allow you to use the funds received from the state to buy a family car. Also, certain subjects of the Russian Federation provide for the possibility of making a contribution to the accumulative part of the future pension of matter at the expense of regional MK funds, but this right extends far from all areas.

See also: Is it possible to spend the maternity capital until the age of three and how if yes

It is important not to forget that, as in the case of a federal carcipal, financial assistance will not be able to cash out at least not the whole amount.

Regional maternity capital Where can I spend

There is a small list of regions that allow you to receive a small amount, for example:

Krasnoyarsk Territory - 14 thousand rubles every year (only 135 thousand rubles);
Vladimir region - 12 thousand rubles ONLOROVO (only 50 thousand rubles).

The exception is the Ivanovo region. Here, the probability of removal from the account of the entire amount is 50 thousand rubles.

Documents for obtaining regional MK in 2018

Regional maternity capital is issued as a certificate, which is issued in district administrations or social protection departments. Paper can be supplied both personally and through a representative or send by mail. In order to qualify for funds, you must submit the following documents:

applicant passport;
certificate of the birth of all children or adoption documents;
certificates confirming citizenship;
certificates confirming accommodation in a particular region for a certain time;
other documents (the list is established by local authorities).

After collecting the documents, the case remains for small: it is necessary to come to the competent authority at the applicant's registration site. To use regional maternal capital funds, it is necessary to contact the organization, which issued them. Documents are also submitted.

passport;
certificate itself;
documents in which the purpose of the use of money is fixed;
other papers provided for by law.

Options for using regional maternal capital (RMC) depending on the region vary greatly. About 25 regions pay RMC in cash to the current account of the certificate owner, and large families of such regions have the ability to spend the funds obtained at their discretion. The amount of social support at the birth of a third child in most of them is about 50,000 rubles and is provided in the form of a one-time cash payment for the daily needs of the family.

In most regions, the amount of RMC is higher, and the advantage of the use of regional maternal capital, as well as the federal, are:

improvement of housing conditions of the family;
obtaining educational services.

True, it is worth noting that some regions, in contrast to the Federal Matchipal, with the direction of RMC, to receive educational services make it possible to use it not only for the education of children, but also their parents (for example, in the Stavropol Territory).

But the following in popularity by the direction of using regional maternal capital is to obtain paid medical services, and not only children, but also their parents. However, specific requirements for the provision of a set of medical services at the expense of RMC in the regions are different and require a more careful study of the regional legislation of their region of residence.

How to get regional maternity capital and what to spend

Option of using regional maternal capital for treatment legally established in the republics of Buryatia, Kalmykia, Karachay-Cherkessia, Komi, Khakassia; Krasnoyarsk, Perm, Primorsky and Khabarovsk region; Voronezh, Kaliningrad, Nizhny Novgorod, Sakhalin, Tula regions; Khanty-Mansi Autonomous Okrug and a number of other regions of the country.

A separate direction in some regions highlight the direction of RMK funds for technical means of rehabilitation (for example, in the Krasnoyarsk Territory).

The following by the use of regional maternal capital is the purchase of vehicles. Regional maternity capital in the republics of Buryatia, Sakha (Yakutia), Kamchatka and Krasnoyarsk Territories, Kaliningrad, Leningrad, Murmansk, Oryol regions and some other Russian regions can be purchased for the purchase of a car.

Also very important for large families by the use of RMC is the capital and maintenance of housing, as well as its engineering equipment (measures for gasification, electricalization and water supply). Such a direction is legally established in Kaliningrad, Leningrad, Nizhny Novgorod, Ryazan, Tula regions and a number of other Russian regions.

Among other options for using regional materials are the direction of it for the construction or acquisition of cottages, a garage, a personal subsidiary, as well as the acquisition of sets for newborns and long-term items: furniture and household appliances.

Thus, at the regional level, options for using regional maternal capital with large families are significantly expanded and aimed at solving the most important aspects of family household problems.

Main differences

In each region there are programs. But you can reveal general features:

Regional Mattering is issued, as a rule, for the birth of a third or subsequent child. However, in some entities, for example, in the Republic of Tyva, it is issued only for the birth of the fifth and subsequent, but also the size of the subsidiary. In some parts of the country, individual payments are provided for the birth of twins.
The amount of local family capital is usually lower than a similar federal subsidy. Its size usually fluctuates in the area of \u200b\u200b100 thousand rubles.
The federal capital is issued once, the regional can be issued for each born child, if provided for by the program.
The spending of all-Russian family capital is strictly regulated. For example, you will not spend it on the car. In some regions, for example, the Kaliningrad region, the scope of the application of regional capital is expanded, but also regulated. The main principle is money to be spent in the interests of all family members. And in other regions, for example, in Tver, the amount is simply issued to the family in cash, and they are free to dispose of her at their discretion.
The presence of an alternative. Some regions instead of money offer other forms of promoting large families. In Bashkortostan, for example, land for construction is distinguished, in Kamchatka the regional authorities "close" the mortgage, if the third child appeared in the family and at the same time paid at least 10% of the cost of the loan and there are no overdue and debts.
Spending time. The expenditure of all-Russian capital has been established a moratorium for 3 years. According to the local subsidy of such restrictions, as a rule, no.
Additional requirements. If the federal mortar is issued to each family in which the second child appeared during the program period, the local can only be given when complying with certain requirements. For example, the family must confess the low-income.

Programs may differ not only depending on the region, but also depending on the settlement: there may be other requirements, the other amount and so on. Therefore, it is best to contact the local administration for clarification on this issue.

If the federal is drawn up in the Pension Fund of Russia, then for registration of the regional it will be necessary to contact the Department of Social Support of the Population (it is often called simply "socialobes").

A set of documents in each case will be different, so the composition of the package is better to consult from a specialist. However, you will definitely need:

Applicant passport.
Documents on the birth or adoption of children.
Certificate of concluding or termination of marriage.
Help about the composition of the family.

You may also need:

Documents confirming the status of a low-income family.
Mortgage agreement with the bank.
Certificate of income from place of work or account statement.
Property information and so on.

After filling out the application and putting all documents will need to wait for approval.

From April 2013, women who received a certificate arise the right to spend it. Specialists of the regional department of social protection answered the most popular issues that arise about payments.

1. When can I appoint a statement about the disposal of the funds of the regional maternal (family) capital and when money will come?

The right to order by means of maternal capital occurs after a year and a half after the birth (adoption) of the third or subsequent children, on which the certificate was obtained. The appeal period is not limited. In case of satisfaction of the application for the disposal of the transfer of funds (part of the funds) is carried out:

In the first half of the year, following the year of submission of an application for the disposal, - if the application was filed no later than October 1 of the current year.

Thus, to manage the maternal capital in 2013, it is necessary to apply until May 1.

2. What are the objectives of the regional maternal (family) capital?

The directions of consumption of funds are strictly defined by applicable law. It:

Improvement of housing conditions;

Conducting the overhaul of the object of individual housing construction;

Payment of gasification of residential premises;

Obtaining education by a child (children);

Obtaining a one-time payment.

3. Where to apply for a statement about the disposal of the regional maternal (family) capital?

A statement about the disposal of the funds of the regional maternal (family) capital is submitted to the establishment of social protection of the population at the place of residence.

4. What documents are needed to submit an application for spending funds of the regional maternal (family) capital?

The main documents are: certificate on regional maternal (family) capital, recipient passport, insurance certificate of compulsory pension insurance (hereinafter - basic documents).

In addition, depending on the selected direction of consumption of funds, other documents are provided, the list of which is defined by the "rules for submitting an application for the disposal of the funds (part of the funds) of the regional maternal (family) capital."

For example, to pay for the gasification of the residential premises, in addition to the basic, it is required to submit documents confirming the costs: a copy of the contract for work, checks or other payment documents.

5. A one-time payment at the expense of maternal (family) capital is carried out once or annually?

The person who received the certificate has the right to a one-time payment in the amount of 10,000 rubles per year. If the size of the part of the funds of the regional maternal (family) capital as a result of its use is less than 10,000 rubles, the one-time payment is established in the amount of the actual balance of funds at the date of submission of an application for such payment.

Thus, it is possible to apply to the above payment every year until the full use of funds of the regional maternal (family) capital.

6. Can I use the regional maternal (family) capital for repairing an apartment or at home?

Yes, if this refers to the overhaul of housing. For this, in addition to the main documents, it is necessary to submit a copy of the contract of construction contract for the overhaul of the object of individual housing or documents confirming the costs if the repair was carried out without the involvement of a construction organization.

7. I want to put plastic windows in the apartment. Is it possible at the expense of the regional maternal (family) capital?

Yes, perhaps. The replacement of window blocks is included in the list of works produced during major repairs, and, therefore, can be paid by the means of maternal capital.

8. Is it possible to pay off loan with funds of the regional maternal (family) capital?

Yes, if the loan is obtained for improving housing conditions. Consumer loan is impossible.

9. Credit taken to purchase housing is decorated for the spouse of the person who received the certificate. Is it possible to use the funds of the regional maternal (family) capital to repay this loan?

It is possible if we are talking about spouses in a registered marriage. In this case, it is additionally provided: a document certifying the person and registration of the spouse of the person who received a certificate and marriage certificate.

10. Credit for the purchase of housing is taken to the birth of a third child. Is it possible to pay it at the expense of the regional maternal (family) capital?

Yes, funds (part of the funds) of the regional maternal (family) capital can be used to fulfill the improvement in the housing conditions that arose before the date of the right to additional social support measures, including the repayment of loans for construction or payment of interest on loans and loans.

11. The elder child is studying in an educational institution in another city. Is it possible to use the funds of the regional maternal (family) capital on his education or pay for the regional maternal (family) capital of accommodation in the hostel?

The funds of the regional maternal (family) capital, according to the application for the disposal, are sent to education by the child (children, regardless of the order of their birth) in any educational institution in the Russian Federation, having the right to provide relevant educational services, including reimbursement The costs associated with accommodation in the hostel.

State support for large families is one of the priorities of the Social Policy of the Russian Federation. Over the past decades, not only the famous Federal Program "Maternal Capital" is valid. Since 2011, almost all subjects of the Russian Federation have developed additional measures to support families, known as regional, regional, district or regional maternity capital.

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General provisions

The success of the program of state support of Russian families is colossal. Since 2007, when a federal program started in the Russian Federation, by 2020, the pension fund issued more than six million certificates.

Legally, to obtain state support can families in which the second kid into light.

But that's not all. There is an additional social program developed at the regional level.

It is implemented on two levels:

We are talking about the so-called regional (or regional) maternal capital (OMK).

What it is

The concept of regional (regional) maternal capital was introduced in 2011, when the government raised the issue of the possibility of providing Russian social support to the regional level.

Regional authorities received a map-blanche to develop their own programs, taking into account the actual situation in the region.

So there was an additional measure of the state support of Russian families, who decided for the birth (either) of the Third Child.

It is important to understand that the federal and regional programs are not identical and in a number of similar moments differ from each other:

Indicators	Description
Federal (main) maternity capital	the state issues on the second child either on subsequent children if the certificate was not issued on the second child. The amounts of regional capital are paid when the third child appears in the family (including adoption). In this case, the family acquires the status of a large
That is why the issuance of the federal Matkapital has a pension fund	and all the issues of regional (regional) Matkapital - the municipal body of social protection or (in some cases) of the Department of Ministries of Education or Labor
The Government is engaged in indexing issues of the federal program	whereas the recalculation of the regional materials is carried out on the basis of local legislation and in a number of regions is not carried out at all
More flexible regional legislation allows the use of the amounts of regional maternal capital much more	rather than the funds of the federal program. For example, at the expense of an additional materials in some regions, it is possible, whereas federal money is allowed to use only to improve family living conditions, educational purposes or to accrual the retirement mother
Significant amounts of federal and regional programs differ	the second is much more modest
The issuance of federal maternal capital is made once	whereas the regional in some cases can be obtained for the second time at the birth of the fourth and subsequent children.

A number of regions of the Russian Federation are not limited to the payment of regional materials, introducing additional measures to pay for transportation costs, teaching children, subsidies to, etc.

In Bashkiria, for example, large families allocate land plots under.

The procedure for accruals, payments, the use of the regional subsidy varies from the region to the region. The conditions and size of payments are very different. So, there are regions where regional mortar is issued in adoption, and not the birth of children.

Regional Government:

The size of the subsidy varies from fifty thousand in the center of the Russian Federation and in the Urals (Chelyabinsk, Ivanovo, Vladimir region) to 335 thousand rubles in the Nenets Autonomous District.

But in Tatarstan, the program of encouraging the birth rate or reduce the level of orphanhood at the expense of the budget of this subject of the Russian Federation is simply not.

Who can claim

The right to use the Program of Additional Birth Support from the regional (regional) budget is the parents, or the juvenile children themselves.

So, to contact the Social Security Service to obtain regional materials can the following categories of Russian citizens can:

Where to contact

To get a certificate for the federal program, a mother or a single father must contact the local branch of the Pension Fund of the Russian Federation at the place.

It is such a scheme of the distribution of federal budget funds was established for the implementation of the Maternal Capital Program.

But after birth (adoption or adoption) of the third baby, the family status is changing - it becomes more familiar.

The Ministry of Social Protection of the Population is engaged in multi-community issues. Therefore, for the money of the regional materials, you need to contact the employees of the municipal body of social protection.

Order of receipt

There is an established procedure for the appeal of citizens for the subsidies for OMK. Despite the complex domestic political situation in the country, regional maternity capital in 2020 on the third child is still paid.

Thus, in the Sverdlovsk region, a regional law on the payment of additional parent capital is valid from 2011 to December 31, 2020.

To get paid, you need to correspond to a number of common and private conditions defined for the residence region, collect a package of documents and apply the appropriate.

The necessary conditions

The conditions for subsidizing citizens on federal and regional programs are different.

For payment on the regional program, the following general conditions must be followed:

Indicators	Description
Birth of a third child or his adoption	should be carried out during the implementation of the regional program, but after 2011. At the same time, the deadlines for the implementation of federal and regional programs may be different
It is necessary that the family applied for subsidies	constantly lived in the region, had official registration and a certain time (from two to five years) lived on registration
The social services of a number of regions require the preliminary recognition of the family of the poor	for example, this requires the power of the Rostov region
Tools of regional materials are allowed to spend only on its territory	if the family decides on the territory of another subject (and the purpose of the subsidy in each case is necessarily confirmed by the documents), then the payment will be denied

Private criteria and the conditions for the payment of regional subsidies include the following points (are provided as an example):

Region	The size
Moscow region	100 thousand rubles is not paid on the third, but on the second child (Moscow is not included in the program), the amount is not indexed
Leningrad region	100 thousand rubles allocated to acquire housing or child education
Altai region	50 thousand rubles, registration of more than ten years
Novosibirsk region	100 thousand rubles, accommodation for at least three years
Kemerovo Region.	100 thousand rubles, accommodation for at least a year, the purpose of the subsidy is to purchase or build your own housing
Samara Region	100 thousand rubles, constant registration, the purpose of subsidization is not only housing. But also acquiring vehicles, child treatment
Sakhalin Oblast	200 thousand rubles is paid at the birth of the second kid, the amount is subject to indexation, the registration for more than a year when applying is required
Khabarovsk region	200 thousand rubles, permanent registration

For other regions, more accurate fees should be clarified at the place of residence in the social protection body.

Regional Matratic, as well as the federal, is issued once. The birth of subsequent children during the implementation period does not give the right to receive a second certificate.

Collection of documents

The procedure for obtaining regional awards is formalized.

For the initial appeal, you need to build a package of documents on the following list:

Application and documents are submitted through the representative, but only if there is a certified notarization. The social protection authority will be considered a statement, the decision is made usually per month.

After accepting a positive decision, the applicant is notified by writing about this, certificate is issued.

When there is a need to direct funds for permitted goals, you need to contact the social service again and the corresponding statement.

The following documents are needed:

passport;
previously issued certificate;
Reduss;
paper confirming the purpose of using OMK is the original and a copy of the purchase contracts, banking, hiring a construction company, etc.

Special nuances

It is practically impossible to get the regional mortar of cash - all operations are carried out on non-cash payments. However, there are exceptions.

So, you can get cash in the following regions:

To receive cash payments, apply the appropriate statement confirming the purpose of obtaining subsidies to the documents and to obtain the approval of an authorized employee of social protection.

This document can be consolidated to the bank and get the amount.

It is necessary to clarify the timing of the approach for the payment of the subsidy (the actual order guaranteed by the certificate of funds) and the deadlines for the real transfer of funds.

The following general rules are valid:

If the banking for the purchase of an apartment is issued on, and the certificate is issued by the mother of the child, then pay off the part of banking debt at the expense of OMK is possible. The only condition - spouses should be an official legitimate marriage.

In this case, the package of documents should be included a marriage testimony and a passport with the registration of the second borrower.

One of the frequent issues concerns the loan time. If the mortgage was framed before the appearance of a third child, is it possible to use the certificate of the regional materials?

Of course. Even if the housing conditions have been improved before the period of the right to an additional subsidy, the family can pay off part of the debt certificate of OMK.

The average amount of the regional uterus is from 130 to 150 thousand rubles, although in a number of areas it is significantly lower. Bashkiria pays the largest subsidy: 429 thousand rubles are charged for the third child.

At the same time, it is important that the amount of OMK is not subject to taxation at the NDFL rate, and therefore can be used by the family in full.

Video: Regional maternity capital

What can I spend regional maternity capital

The list of objectives to which the law resolves to spend regional maternity capital is much higher compared to the federal target program of the Matkapital.

At the same time, each region is entitled to include the positions that consider it necessary to improve the lives of a large family into the list of permissible spending.

So, for a long time, the question of the use of the federal subsidy on the second child to purchase a vehicle was discussed.

But today, on a legitimate basis, it is possible to buy a car at the expense of the region of the region, only in Orlovskaya, Kaliningrad, Novosibirsk, Ulyanovsk regions.

The authorities of the Altai Territory were allowed to spend mortar on the acquisition of agricultural machinery and expanding the subsidiary farm.

In all other regions, the list of goals is no different from the federal target program.

So, the question of how to use regional maternity capital is responsible as follows:

If the family is recognized as a poor, that is, in need of additional material support, then you will admit an additional way to use the regional uterus.

The social protection service can put the entire amount into a bank account, and the family will get the opportunity to use monthly percentages.

Money can not be removed in cash and use a discretion. But pay in the account in kindergarten in this way maybe.

It is impossible to spend the Matteripital of the regional accrual for the following needs:

Buying household appliances and technology.
Repayment of debt for an apartment.
Purchase of building materials.
Repair of existing housing.

The legislative framework

Each region of the Russian Federation, who developed its own program of the regional materials, adopted the relevant law.

The federal law:

Applications and calls are accepted around the clock and seven days a week..

room	Description
	"On the regional maternal (family) capital adopted in October 2011." Residents of the Sverdlovsk region receive a regional subsidy.

Regional maternity capital is available almost every family of the Russian Federation, in which more than one child is registered. Different regions of the state can establish various conditions for using the certificate, which, in turn, means significant differences in the possibilities of recipients of funds.

Table of contents:

What is regional maternity capital

Regional Maternity Capital (RMK) - state financial support for large families. The fund is funded at the expense of regional budgets. The processes associated with the payment of this capital are governed individually for each region and are enshrined in the legislation by local regulatory acts.

Such programs for additional support for large families exist in almost all regions of Russia. Regional budgets have the right to independently determine:

rules for the families of regional maternal capital;
the size of the cash amount allocated from the fund;
list of directions for use of funds.

Who is entitled to count on receiving regional maternal capital

In most cases, parents who born the third (less commonly second) child have the right to count on obtaining one-time help from the region.

The program has existed since 2011. Those parents whose child was born later 01.01.2011, it is entitled to count on a certificate that provides for the receipt of regional capital coming down to the federal material promotion of large families.

The specific recipient of payments can be:

It has been established that you can get a similar certificate at any time after the fact of the birth of a child. However, it is possible to use it only to achieve a three-year-old child, which is in fact the owner of the benefit.

The difference between regional maternal capital from the federal

The main distinguishing feature of regional maternal capital from the federal is a fund that finances the payment of benefits. General (ordinary, federal) Family capital is funded at the expense of funds from the federal budget. Regional maternity capital is local means accumulated in the budget of a particular region.

Also a distinguishing feature is the amount of payment. The standard size of the "ordinary" maternal capital as of 2019 is 453,026 rubles. This amount is fixed and enshrined in federal law No. 359-F3 dated December 14, 2015. Also, based on the Law No. 68-F3 of 06.04.2016, the amount of payment is not indexed.

In addition to the above, local authorities have the right to determine the method of using regional maternal capital. In addition, parents receiving regional maternity capital are not limited to the choice of investment.

Algorithm for obtaining regional maternal capital

Obtaining a certificate of regional maternal capital is similar to obtaining a document on the use of state budget funds. The certificate must be issued in the Social Protection Service.

The timing of the certificate is not limited. It is possible to make this proxy operation.

Stage 1. First of all, you must collect the required package of documents:

copy of the applicant's passport;
documents confirming the birth of all children in these parents;
if there is a document confirming the fact of adoption;
insurance pension certificate.

Legal documents are recognized by copies certified in the notary. In the conditions of a remote place of residence, documents can be sent by mail. To make a certificate, approximately a month is needed.

Stage 2. The following is a statement on the established form. It is necessary to specify the right and genuine information about all family members, their place of residence and registration, as well as the status of the applicant itself. Signs the statement by the one on whose name the certificate is issued.

Stage 3. Further, within a month, all the data provided will be checked by the Foundation employees. They need to clarify whether the applicant has violations or illegal acts against the child.

Where to invest regional maternal capital

The costs of improving housing conditions are the most popular areas of use of regional maternal capital. It can be both repairs or the construction of existing living spaces and the purchase of a new one. In some cities of the Russian Federation it is possible to receive money on such a kind of need for up to three years: to the one who sells an apartment, the budget will pay the cost of living spaces. However, not all housing owners agree to such conditions. In this case, some parents take a loan in a bank. These funds they pay the cost of housing, and the funds for the return of the loans are taken from RMK.

Another popular way to use regional parent capital is to pay for the child's education. The only condition for the adoption of the university payment in the form of maternal capital - the child should be less than 25 years. You can pay any optional programs, music schools, as well as other services of any educational institutions.

Regarding treatment, the consumption of RMK funds is legally provided for the rehabilitation of persons with disabilities. Funds can be directed to surveys, therapy and directly treatment of children with specific needs.

note

In this case, the means is allowed to use only upon presentation of medical certificates.

Before starting the procedure for registration of the certificate, parents are strongly advised to familiarize themselves with all the nuances of issuing regional maternal capital in local government bodies.

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