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Is it possible to return 13 percent for training at the institute

Today 70% of education in the Russian Federation is paid. The money that people spend on education is a significant item of expenditure in the family budget. The state is trying to reduce the spending of citizens. The tax code stipulates that a person can return 13 percent of the tuition fees at the institute. However, not everyone can exercise the right to a deduction. To find out all the nuances of taking an action, you need to carefully study the information.

Part of the funds received by a working citizen is transferred to the state treasury. The amount is 13% of the person's income. Usually, the accounting department of the organization in which the specialist operates, independently withholds income tax. Taking advantage of the social deduction, a person will be able to return part of the paid funds.

In simple terms, the state provides working citizens who pay for their studies to receive funds that were previously contributed to the treasury in the form of income tax. If a person does not work, he will not be able to qualify for a deduction.

Who is eligible for the deduction

Before refunding 13 percent of tuition fees, a person must make sure that they are in the category of citizens eligible for a refund. The following can count on the state to return the contributed capital:

  • people who independently pay for their own education at the institute;
  • parents or guardians of children who pay for the education of children who study at the full-time department of the university;
  • brothers and sisters of persons studying at the full-time department of the institute.

It should be remembered that the deduction is paid only for the education of relatives who are not more than 24 years old. An applicant for receiving funds must have an official job, the accounting department of which regularly transfers income tax to the state treasury.

The training of spouses deserves special attention. If a member of a couple studies and works, while paying for their own tuition on their own, he will be able to apply for a payment on a general basis. In the event that one spouse pays for the education of the other, the right to receive a deduction disappears. The current legislation does not provide for such a possibility. If the student works, the experts plan to register him as a paying person. It is not necessary to depict the real state of affairs on paper.

Does the place of learning matter?

The status of the institution also affects the availability of the possibility of returning part of the funds. The institution must have a license permitting the provision of educational services, and an agreement must be concluded with the student. You can get a refund not only for studying at the institute. A similar opportunity can be used by:

  • students of paid schools;
  • attendees of educational courses for adults;
  • pupils of children's circles and other sections included in the section of paid additional education.

It should be remembered that the money is returned not only for the use of the services of public educational institutions. Students of private universities have similar rights. The rule is also relevant for people studying abroad.

Nuances of receiving

Before refunding student income tax, a person must correctly calculate the amount due. The procedure begins with determining the amount of funds from which the deduction is due. There are a number of rules that must be taken into account when calculating.

So, if a person pays for his own education on his own, he will be able to get a deduction from the amount, the amount of which does not exceed 120,000 rubles. If a smaller amount of money was paid as a tuition fee, the calculation is made from the amount spent. So, if a person has contributed 150,000 rubles as payment for tuition, the deduction will be calculated from 120,000 rubles. If the amount of the fee is 70,000 rubles, the full amount will be taken into account.

When paying for the education of children, other limits are set. The maximum amount of funds from which a deduction is made is 50,000 rubles. It should be remembered that the limit is set for each child. So, if a person has 2 children whose total tuition fee is 120,000 rubles, the parent will be able to get a deduction of 100,000 rubles. The maximum amount is added up, but cannot be exceeded for each child.

Periodicity

When can I get 13 percent back on tuition? This issue worries the majority of citizens who want to return part of the capital spent on their studies. According to the current legislation, a person can receive a deduction for each year during which he paid for education. At the same time, the duration of training does not affect the right to receive funds. For example, if a person continued his studies for 10 years, he will be able to receive capital for each year.

However, you should remember about the deadline for submitting the declaration. You can send paper to the tax office only for the previous 3 years. For example, if a person started his studies in 2012, and applied after deduction only in 2016, he will be able to receive the due amount for 2013 -2015. It will not be possible to return the funds for the past period. For this reason, it is necessary to promptly submit a declaration to a government agency. The event should not be postponed indefinitely. Delay will lead to the loss of the due money.

Return procedure

To understand how to get 13 percent back on your studies, you need to familiarize yourself with the action flow chart. The procedure begins with filling out a tax return. It is necessary to draw up paper in the form of 3-NDFL. In addition, you will need to prepare a documentation package. It includes:

  • passport of a citizen of the Russian Federation;
  • a copy of the agreement concluded with the university for the provision of educational services;
  • the original of the declaration filled in according to the 3-NDFL form;
  • certificate confirming the fact of training;
  • a copy of the organization's license confirming the availability of the possibility of providing educational services;
  • a certificate taken at work, drawn up in the form of 2-NDFL;
  • the child's birth certificate if the parent receives a deduction for the children.

A person can independently draw up a declaration or seek help from specialized organizations. Be aware, however, that institutions charge additional fees. Having familiarized himself with the procedure for filling out the declaration, a person can cope with the implementation of the action on his own.

Filling in the declaration

Most citizens who have not been faced with the implementation of the action are afraid of the need to draw up a declaration. However, upon detailed study, the operation will not be difficult. To minimize the likelihood of error, there are a number of rules that must be followed during the execution of an action.

Sample of filling out an application for a deduction

Declaration forms can be filled in both manually and data can be entered using a computer. If a person has chosen the first option, he must buy the appropriate paper from a printing house or specialty stores. Specialists of the state body advise you to first enter all the data in the document with a simple pencil and transfer the paper to the inspector for inspection. Only after the tax officer approves the information entered, the person will be able to fill out the declaration with a black or blue pen.

A computer can be used to simplify the data entry procedure. Today on the Internet there is a list of ready-made forms. They need to be downloaded and pre-filled, and then printed. However, the method involves the production of all calculations manually. This does not diminish the likelihood of an error occurring.

The safest and easiest method is to download the Declaration program from the official website of the Federal Tax Service of the Russian Federation. The system will independently make all the necessary calculations. The person will only have to enter the data. The finished document must be printed on paper and a copy recorded on a magnetic carrier. Using this method will speed up the operation of accepting the declaration. The information will be immediately entered into the database. With the classic method of acceptance, the data enters the system only after 5 days. This significantly slows down the procedure for obtaining a deduction.

Time of the event

You can apply for a deduction only in the year that follows the end of the period for which the funds are relied on. Getting a Social Tuition Deduction is a slow process. It involves carrying out a list of checks on data provided by a citizen. Only after making sure that the declaration is filled out correctly, and the information is provided in full, the tax service will agree to provide the person with the money due. The total waiting period can be 3-4 months. It will not be possible to speed up the implementation of the event.

To minimize the time spent, you can get a deduction for several years at once... However, you should be aware of the set time frame. If the declaration has not been filed within 3 years after the end of the period for which the deduction is due, the person will not be able to receive the funds. Refunds will be lost. For this reason, it is better to send the necessary information in a timely manner than to lose the due payment.