Is it possible to travel with a purchase and sale agreement? Is it possible to drive without compulsory insurance under a purchase and sale agreement? How long does it take to obtain insurance?

Buying a car is always an exciting thing. To avoid troubles, after signing the purchase and sale agreement in 2017, you should adhere to the rules of insurance and registration vehicle(TS). Is it possible to drive under a sales contract without registration and without insurance? How many days can you ride this way?

When buying a car, a vehicle purchase and sale agreement is drawn up, according to which the buyer receives the vehicle, and the seller receives money for it. Next, the buyer needs to come to the traffic police and make changes to the information about the owner of this car, in addition, he needs to take out insurance for the purchased vehicle.

However, the buyer is not always in a hurry to complete this action, thinking that the car can be driven without registration and without insurance on the basis of a sales contract. This is partly true. For some time, the buyer actually has such a right.

Below we will look in more detail at exactly how many days you can drive a purchased car without insurance and registration, having only a purchase and sale agreement in hand.

According to current law, driving a car without insurance policy Compulsory motor liability insurance is allowed only within 10 days after registration of the vehicle as ownership (date of signing the purchase and sale agreement).

During this period, the new owner is required to register the car at the nearest traffic police department. And you can register a car only with a valid compulsory insurance policy, that is, having insurance in hand.

That is, first the buyer must obtain insurance, and then register the car.

If the purchase and sale agreement is for the purchase of a used car

The question immediately arises: should a new insurance policy be issued if the previous one has not yet expired? It is necessary to clarify that the object of insurance is not the car, but the liability of the car owner - the owner of the vehicle. Once you own a car, you shouldn’t delay going to the insurance company.

There is a practice when particularly resourceful drivers, in order not to take out insurance (MTPL policy), simply change the date of the purchase and sale agreement every 10 days. But having decided on such a trick, you need to know that until re-registration with the traffic police, the car remains the property of the previous owner, and in the event accident consequences accidents will have to be repaired from your own pocket.

If the car has no mileage

The deadlines for obtaining insurance for a new car remain the same as for used ones (10 days from the date of signing the vehicle acceptance certificate and the purchase and sale agreement). And also, being the first owner of the long-awaited car, the need to undergo a technical inspection is eliminated. This greatly simplifies the registration of compulsory motor liability insurance, which can be done directly at the car dealership.

How long can you drive under a sales contract without registration?

Registration or re-registration of a vehicle is a mandatory condition for all car owners. It doesn’t matter what kind of vehicle is purchased, with zero mileage or a used car, the deadlines are the same for everyone. The new owner of the car is allowed to drive without registering for 10 days.

Salons of official dealers, according to the latest changes in the rules on vehicle registration, have the right to independently register vehicles purchased from them. This procedure requires additional costs, but at the same time eliminates paperwork for car owners. All required documents You can receive it at the showroom along with the car at the appointed time.

That is, the buyer has the right to drive a car under a sales contract without insurance and registration within 10 days.

Fines for failure to meet deadlines

Car dealerships currently do not provide transit license plates. They are now issued only if you intend to take the car abroad or, conversely, have driven it from another state. Of course, it will be more convenient to complete all the documents directly in the salon, but this requires additional costs. You can independently try to solve all the necessary registration problems on the first day of purchase.

When checking, the traffic police officer always requires you to provide documents: driver’s license, compulsory motor liability insurance policy, registration certificate.

Failure to comply with the deadlines for completing the above documents may result in the following sanctions:

800 rubles for the absence of a compulsory motor liability insurance policy or for an expired one;
500 rubles for driving in those months that are not specified in the insurance;
from 1500 to 2000 rubles fine for late registration TS.

In order not to overshadow the purchase of a car with unexpected fines, the car registration procedure should be carried out on the day of purchase.

How long can you drive without registration after buying a car with license plates?

Every driver knows that any vehicle must be insured and registered. But when purchasing a new car, a lot of questions arise: how many days can you drive a car under a purchase and sale agreement (SPA) without registration and compulsory motor liability insurance, are the terms different for a used and a new vehicle, is it necessary to take out insurance if it has not expired? All this will be discussed below.

Dear readers! Our articles talk about typical solutions legal issues, but each case is unique.

Is it allowed to travel without insurance?

Electronic MTPL
CASCO calculator

Cars
Passenger taxis
Shuttle buses
Buses Buses > 16 seats
Trucks Trucks > 16 tons
Tractors are worth it. technique
Motorcycles
Trolleybuses
Trams

1 driver
2 drivers
3 drivers
4 drivers
5 drivers
Multidrive

First choose a brand

Drawing up a purchase and sale agreement is a mandatory condition for purchasing a used or new vehicle. It is according to this document that the buyer receives the car, and the seller receives the money. After this, the new car owner is required to take out insurance and only then visit the traffic police department to re-register the owner. However, many drivers are in no hurry to carry out these actions, believing that they can drive a car using the DCT. They are partly right - after purchasing a car, such an opportunity actually exists for some time.

After drawing up the contract, the new owner has 10 days to put the documents in order. But no one will register a car with the traffic police without an insurance policy, so you should first get compulsory motor insurance, and then go to the nearest MREO office.

Any thinking driver may have a completely logical question - should you get new insurance if the car you bought is not new and the policy on it has not expired? To answer this question, you need to understand that it is not the car that is insured, but the responsibility of its owner. Therefore, a visit to the insurance company is mandatory when changing the owner of a vehicle.

Some resourceful drivers manage to update the date in the sales contract every 10 days. Of course, this will help get rid of complaints from traffic police officers. But it should be understood that in in case of an accident its consequences will have to be compensated at your own expense. After all, until re-registration and insurance is issued, responsibility for damages lies with the individual.

As in the case of a supported vehicle, a showroom vehicle must be insured within 10 days from the date of drawing up and signing the policy. The only difference is that there is no need to undergo a technical inspection. This simplifies registration of the car - you can get an insurance policy directly at the car dealership.

How long is it allowed to drive without re-registering a vehicle?

Now we need to figure it out - after buying a car, how long can you drive without registering it? For all vehicles (ex-showroom and previously owned), as in the case of insurance, one period is defined - 10 days. During this period, the car must be registered at the MREO department. On the 11th day, any traffic police officer can fine you for driving without necessary documents(this will be discussed below).

When purchasing a new car, you can use the service of a car dealership to register it on your behalf. You will have to pay extra for this, but you can avoid paperwork.

How can you legally drive a car without insurance and registration?

There are several ways to legally travel by car under a sales contract:

On transit numbers. Although this option has lost its relevance since 2013, it has not ceased to be legal. Transits are currently issued individual entrepreneurs and legal entities, as well as individuals to move a car abroad. Temporary numbers are not cheap and are issued for only 10 days. Extension of numbers is prohibited by law.
On old license plates, if the car is not new. Of course, after 10 days all documents must be reissued. If this is not done, fines will fall on the previous owner of the car. But for some time you can drive with a DCT and PTS, in which the name of the new owner must be entered.
According to the MTPL policy of the previous owner, if there are no restrictions on the owner. Or the car seller can enter the buyer as authorized to drive. Naturally, this option is more suitable if the transaction is carried out between close relatives.
Driving a car from the showroom. Without license plates you are allowed to travel for no more than 10 days.

Another way is to manipulate the contract. It should be said right away that this option cannot be considered absolutely legal. Moreover, you cannot act without the consent of the previous owner. There are 2 options:

If the transaction is carried out between strangers, you should not take advantage of their kindness for a long time. After all, until the car is re-registered, all fines and transport tax will arrive exactly to the address of the previous owner. In the end, he may get tired of this, and without informing you, he will stop registering and simply dispose of the vehicle.

Fines and liability

If you bought a car and don't want to be attracted to administrative responsibility for untimely execution of documents, do not postpone the matter indefinitely. You have 10 days to insure and register with the traffic police. IN otherwise You will face the following fines:

For lack of numbers - 5,000 rubles (clause 2 of article 12.2 of the Code of Administrative Offenses of the Russian Federation). An additional penalty is the deprivation of the driver's right to drive a vehicle for a period of one to three months.
For the absence of compulsory motor liability insurance or its presence with an expired validity period - 800 rubles.
For driving a car in those months that are not specified in the insurance policy - 500 rubles.
For violation of the established deadline for car registration - up to 2,000 rubles.

You shouldn’t overshadow the joy of buying a new “iron friend” with unnecessary fines. It is better to take out insurance on the day of purchase and re-register with the traffic police.

How long can you drive under a purchase and sale agreement without compulsory motor liability insurance? 5 reasons to urgently take out insurance

Active MTPL insurance policy, as well as registration documents Every driver must have one on his car, and he must be able to provide it to the traffic inspector at any time. If the car has just been purchased, it is not burdened with either insurance or registration. What to do if, after purchasing a car, you have not yet completed the necessary documents? How long can you drive under a purchase and sale agreement, and what punishment awaits you if insurance is not issued before the expiration of this period?

After concluding a purchase and sale agreement (SPA) when purchasing a car new owner is obliged to draw up documents without which he has no right to participate in road traffic. We are talking about compulsory motor liability insurance, a driver’s license, as well as registration documents. It is impossible to process all the listed papers instantly, so the driver receives a short delay. Before purchasing a car, you can take care of receiving driver's license, but insurance can only be obtained if you have a vehicle. How long can you drive under a sales contract before taking out insurance, and what fines will the driver pay for failure to comply with the deadline required by law?

How long can you drive without compulsory motor vehicle insurance under the PrEP policy?

The number of days during which you can travel under a purchase and sale agreement is regulated by the law “On compulsory insurance" After the driver has purchased the car, he must insure his own civil liability before submitting documents to register the vehicle with the traffic police. All this is given 10 days from the date of purchase of the car.

Since used cars have insurance that is still valid at the time of sale, the new owner may have the mistaken opinion that there is no need to take out a new compulsory motor liability insurance policy yet. It is important to understand that the object of insurance is the responsibility of the car owner, and not the car itself. Once you have taken ownership of the car, there is no point in putting off taking out insurance for too long.

It is also worth remembering that, despite the permission to drive a car without insurance for 10 days after purchase, the driver does not get rid of the obligation to pay all expenses himself if he gets into an accident during this period.

What documents should I take with me?

If you have already wondered whether it is possible to drive without insurance under a purchase and sale agreement, you should also think about how to protect yourself during this period if traffic police officers do stop you:

Always have the purchase and sale agreement, vehicle passport and driver's license with you in your car.
Even if the law is on your side, try to avoid conflicts.
Be sure to print necessary articles law on compulsory motor liability insurance and take them with you. If necessary, you can show them to the inspector and avoid conflict.
Take out a temporary policy if you do not have the financial ability to obtain full insurance in the near future.

The concept of a purchase and sale agreement

The sales document acts as the key document of title when selling or purchasing a vehicle. It is this document that allows you to confirm ownership of the car, which is prerequisite when registering a car with the traffic police. Until the vehicle owner receives a registration certificate, only the DCP will be able to confirm ownership of the car.

According to legal regulations, the owner of the car must hand over his copy to the traffic police, but in practice he rarely receives this copy back.

Manipulations with PrEP

The presence of an agreement on the purchase of a vehicle allows the driver to forget for 10 days about the need to draw up compulsory motor liability insurance and register the car, but the hands of the car owner are also freed up by possible manipulations with legislative norms against this background.

There is no need to certify the DCP, it is signed only by the seller and the buyer, therefore, it becomes possible to take advantage of two loopholes that will allow you to semi-legally use the car after the period of 10 days allocated by law has expired:

After 10 days, you can renew the contract and you will have another 10 days. The number of such updates is not limited, if former owner the car has no claims in your direction.
DCT can be issued with open date, and you can enter it directly for 10 seconds before it needs to be provided to the traffic police officer.

Reasons to take out insurance as soon as possible

No one is insured against accidents on the road, so you should rush to take out a policy due to the following factors:

First of all, the lack of insurance will entail the need to cover expenses in the event of an accident from your own pocket. If you are at fault for the accident, then you will compensate both your own and the injured driver’s damages.
According to the Euro protocol, you will not be able to file an accident without a policy, so you will have to call the safety inspection.
You will have to explain for a long time to the traffic police officers the reasons for the lack of insurance every time they slow you down.
They won’t be able to prohibit you from driving, but they will definitely demand an explanation, since traffic police officers have a negative attitude towards drivers without insurance, even if provided for by law The 10 day period has not yet expired.
Drivers without insurance are automatically identified by photo cameras, but they do not take into account the nuances of the legislation, so the fine will again be automatically sent by mail. To avoid paying for it, you have to spend own time and write a statement to the relevant authorities.

Fines and liability

If you ignore the 10-day period that the law gives for issuing compulsory motor insurance and registering a vehicle after purchase, you should prepare for the following fines:

up to 2 thousand rubles for lack of registration documents;
800 rub. for lack of compulsory motor insurance;
5,000 rub. for lack of license plates, if they were not installed within 10 days after purchase (the driver is also deprived of the right to drive for a period of 1 - 3 months).

Make sure to insure your car as quickly as possible after purchasing it. Remember that when buying a car at a car dealership, you can arrange insurance on the spot, but this is not always profitable, so sometimes it is worth using the 10-day grace period to look for other options.

How long can you drive under a car purchase agreement?

Any driver must have with him and present upon request to the road inspector the car registration documents and an active compulsory motor liability insurance policy (Traffic Regulations Art. 2.1.1; Order of the Ministry of Internal Affairs No. 59 “On the procedure for registering vehicles” 2003/27/01).

But a freshly purchased car is not burdened with any registrations or insurance. In order not to incur the wrath of traffic cops and not to come into conflict with the law, you need to clearly know how long you can drive under a purchase and sale agreement. Otherwise, fines and sanctions cannot be avoided.

Documents for the traffic police

He is not required to show other documents, including the paper on the acquisition of property.

If there is nothing other than the purchase and sale agreement and the agreement, then the DCT will become a salvation (in some way and under certain circumstances).

A good half, or even more, of drivers and inspectors are sure that appearing on the road without compulsory motor insurance is not only illegal, but also burdensome for the wallet. Their confusion is dispelled by two documents:

The MTPL Law specifies the unquestioning obligation of driver's liability insurance no later than 10 days from the moment the ownership of the car arises (Clause 2, Article 4). While auto liability is not insured, the owner of the car assumes all risks and bears full responsibility for compensation for damage caused on the road (clause 6, article 4).

The moment of acquisition of property by the Civil Code, Articles 223, 224, refers to purchase, inheritance, etc. Ten calendar days are given to the new owner to undergo maintenance, obtain a diagnostic card, and obtain insurance and registration documents.

During the 10 designated days, the only document for the car can be considered a purchase and sale agreement, a certificate of acceptance of inheritance or other supporting documents (depending on the origin of the property).

Code of Administrative Offenses, Article 12.37, paragraph 2, talks about fining an irresponsible car owner who does not have a policy.

In the body of the article, the term “deliberately” is used, which indicates that the article does not apply to drivers whose lack of insurance document is not due to intent, but to natural circumstances.

Moreover, people are brought to justice under the Code of Administrative Offenses only for completed violations, in this case “ traffic violation“can be considered completed (registered) only after the 10-day “quiet period” has expired, during which the car owner must complete the necessary actions. At the end of this one and a half week period of time, it will be possible to say that the action (inaction) of the car owner led to an unlawful result.

“...before the expiration of the ten-day period allotted to the owner of the vehicle for concluding a contract of civil liability insurance, the driver of such a vehicle has the right to drive it without an appropriate insurance policy, which directly follows from the contested norm of the Rules, which provides for the driver’s obligation to carry this insurance policy with him only in cases established by federal law."

Thus, you can drive without compulsory motor insurance, but not for long. It’s better not to delay its registration - without a policy, you won’t be able to register a car according to all the rules.

In the event that only a purchased car is stopped by a road inspector, the supporting documents for presentation will be a dated purchase and sale agreement and the text of the Decision Supreme Court.

Ways to legally drive an unregistered car

To register a car, 10 days are allotted after purchase, including holidays and weekends (Order of the Ministry of Internal Affairs No. 1001 “On the procedure for registering a vehicle” 2008/24/11, edition 2015/13/02). The fine for late payment, which was previously 100 rubles, has now been increased 20 times.

The transit option has ceased to be relevant since 2013 (Order of the Ministry of Internal Affairs), although it has not lost its legality.

Now transits are issued in exceptional cases only for 10 days and mainly to individuals and legal entities.

Moreover, the period for issuing transits has increased significantly, and the cost has increased. Extending the validity period of transits is prohibited by law.

A used car purchased with license plates must be re-registered within the same 10-day period. Otherwise, taxes and fines will go to the previous owner. During the days allotted for formalities, the car owner can drive with a DCT and a PTS, where he must be entered without fail. On the 11th day, if unfavorable circumstances occur, a penalty will be imposed on him, and he will also have to pay a “biting” amount to the traffic police for late registration.

Another option to travel for some time in a car that has not been re-registered is the old owner’s MTPL policy, which has no restrictions on users. Or the former owner will designate the new owner in the policy as admitted to management. This move works if the car was purchased through a contract from one of your close relatives.

A brand new car from the showroom has no license plates. Driving without state signs is punishable by law, but if you have a DCP, the same 10 days according to the calendar are allowed for registration with the traffic police and obtaining license plates.

Manipulations with PrEP

The car purchase agreement writes off “current sins” for the new car owner and gives him a free hand for a week and a half. The imperfection of legislation allows one to manipulate the contract without violating the law.

The DCT, which justifies driving without re-registration, is signed by only two persons and does not provide for certification.

This situation opens two loopholes with the agreement, according to which semi-legal movement by car becomes completely legal and is not subject to sanctions:

Renewal of the agreement in a week and a half will extend the “period of impunity” for another 10 days. Such an update can be done as many times as you like, if the former owner has nothing against it.
Registration of a policy with an open date. In this case, the date can be entered into the contract in 5 seconds upon the arrival of “hour X”.

Please note that such actions are possible only with the consent of the previous owner and work great if you purchase a car from close relative(for example, a grandson bought a car from his grandfather, who lives with him).

One day his patience may run out, and he will stop registering or dispose of the sold car.

Other re-registration options

In general, there are only two logical options for selling a car with re-registration:

you sign a contract, hand over the keys and documents with a warning that in 10 days you will check the data in the traffic police database (if there is no change of owner, you can immediately stop registering or dispose of the vehicle);
You complete the transaction directly with the MREO, which will give you confidence in a guaranteed change of owner.

Selling and purchasing under a general power of attorney is quite common, which is considered to be a method of re-registration. This is not re-registration, but a transfer of a car with potential re-registration. Saving money and time during such a purchase (sale) is highly controversial, and the risks on both sides are extremely high.

With this procedure, a change of owner does not actually occur - until the new owner completes all registration procedures. In other words, the re-registration of the car will take place only after the documents for the movable property have been re-registered.

Currently, it is possible to sell a car without deregistration (this was not the case before), and therefore the relevance of risky purchases and sales under a general power of attorney has come to naught.

Communities › Stories on the Roads › Forum › Car under Purchase and Sale Agreement

I want to tell you one interesting thing.

We often buy cars secondhand and are faced with a choice: how to buy it? General power of attorney? - the worst option. 3 years after signing it, you need to look for the owner again and register again, often you will never find him. Therefore, general sales do not exist! It is a myth! They just “gave you a ride and managed the property.”

Most the best option In any case, this is a Purchase and Sale Agreement.
It can be completed entirely by hand and does not need to be certified by any seals from a notary.

And now I’ll tell you a few tricks and what this agreement gives us.

The agreement is drawn up in 3 copies, one is kept by the former owner, the second - new owner, the third - they are given to the traffic police when registering. The form of such an agreement can be downloaded on the Internet.
So, when you buy a car, you fill out 3 copies, sign for receiving the car, and the former owner for receiving the money. Next, you need to enter data into the PTS, write former owner, and enter a new one. Don't forget to sign.
In addition, you need to put a date, and also indicate a document that confirms the right of ownership, that is, the DCT.

After we receive the car, we have 10 days to register and obtain insurance. This is where many people ask: “How is this possible? Can I drive for 10 days without an insurance policy? What if a traffic cop stops you?” Yes you can. But not all traffic cops know about this.

In clause 2.1.1 of the rules, it is necessary to hand over the following documents to the inspector: driver's license, registration documents and compulsory motor liability insurance policy. Now look.
Article 4.2 of the MTPL Law tells us that we actually have 10 days to issue a policy after the day of purchasing the vehicle. The day of purchase is the date in the DCP.
What to do if stopped by a traffic cop? Many will say. Carry PrEP with you. You can, but I’ll tell you a secret, you are not required to present the sales contract as proof that this is your car and that the 10-day period has not expired. Such a trick arose after November 24, 2012, when from paragraph 2.1.1. "documents confirming ownership" were removed. This is a power of attorney, a general agreement, and a purchase and sale agreement also applies here.
We will not present such situations; I will describe to you a real one, using my personal example.

I bought a car from my grandmother, having concluded a contract. The car is from another region and is still registered, but I have the DCP and PTS at home confirming that I am the new owner. I travel with only one driver’s license and a Certificate of Registration, which includes my grandmother. Recently I was stopped by a traffic cop and we talked for half an hour about whether I am required to insure MY vehicle immediately after purchase. He insisted that he had to, I explained that he didn’t. I cited articles and resolutions of the plenum, which clearly state that I must receive this policy no later than 10 days from the date of purchase of the vehicle.
At the same time, the traffic cop reasoned adequately and understood that I was not obliged to present the purchase and sale agreement to him. But in theory, it must be presented by compulsory motor liability insurance. Some misunderstandings arise: according to the documents, the car is someone else’s, I haven’t registered it in my name yet, but I can drive without compulsory motor insurance. And indeed it is. You are not required to prove that you bought the car, but if you want to solve everything on the spot, you can carry the DCP and PTS with you. Personally, I don't do this. Extra paperwork just gets in the way for me.
The inspector had the right to register me for lack of an insurance policy, but on the other hand, he would not have considered all the materials in the case. The purchase agreement was at home, it was not possible to verify this fact, so there would be no legality in his actions! When a protocol and resolution is drawn up, inspectors have an obligation to immediately review it, and it is necessary to check all the facts. If I say that I bought this car, but the DCP is at my home, the inspector will be presented with problems and doubts. Naturally, this doesn’t stop someone, but I assure you that this can easily be appealed in court. Bring there all the necessary documents, documents for the car, and confirm the fact of purchase, the decision has been canceled, the case is closed.

The article was written based on materials from the sites: dogoprav.ru, zakoniavto.ru, motorsguide.ru, lawyer-guide.ru, www.drive2.ru.

When purchasing any vehicle, the new owner must know the rules well traffic and basic legislative norms. Thanks to this, the person will be aware of his rights and responsibilities, and will also understand what punishment faces for violation.

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FOR FREE!

The most common topic of discussion between new car owners is - how long can you legally drive under the purchase agreement? The answer to this question will be discussed in the article.

Legislation

Buying a car is always a joyful event for a person. However, it is important to remember the rules that require timely registration of vehicles.

According to Federal law Russia No. 20 dated April 25, 2002 - the new owner must insure the car before registering the vehicle with the traffic police department. According to this decree, a person has 10 days for this procedure.

How long can you drive under a sales contract? From this law we can conclude that a person has the right to travel if he has a contract for 10 calendar days. However, before going through the procedure of registering a vehicle with the State Traffic Safety Inspectorate, it is necessary to obtain an MTPL insurance policy.

On what day to do this is decided by the Russian himself. It is worth noting that without insurance, in the event of an accident, all responsibility will fall on the person who does not have the policy.

It is worth noting that this decree applies to all types of vehicles. Regardless of whether the car was purchased at a dealership or on the secondary market, you must undergo official registration within 10 days.

Every driver should know some of the benefits of driving under a sales contract.

Among the main positive aspects, we can highlight the following:

a period of 10 days provides a small saving, since insurance will be issued on the basis of the provided purchase and sale agreement;
the new car owner has time to choose the appropriate conditions for obtaining an insurance policy and registering the vehicle;
if an accident occurs, this will not necessarily entail an increase in price next registration policy.

It is worth noting that the legislation Russian Federation, citizens who can officially travel without an insurance policy are indicated. This category includes: disabled drivers, combatants and disabled people of group 1.

However, in in this case the owner of the vehicle must be the driver to whom the benefit applies. In the event of an accident, all damage will be covered by a special insurance bureau.

How long does it take to register a car?

Once the purchase and sale agreement is signed, the old owner is freed from deregistration of the vehicle. Thanks to this innovation, all responsibility for the timely registration of the car falls on the new owner.

The legislation establishes a period of 10 days, the countdown begins from the date of signing the purchase and sale agreement. During this time, you must submit an application to any traffic police department to register the car.

In 2020, you can register a car at any branch of the State Traffic Inspectorate. It is worth noting that registration numbers can pass from one owner to another. The exception is if the previous owner decided to take the numbers for himself.

Within 10 days, the new owner of the car must prepare a package of documents that will allow him to quickly register. An important requirement is to issue a compulsory motor liability insurance policy. Obtaining this document is quite simple; you can do it at any branch of the insurer or via the Internet.

To re-register, you must have the following documents:

passport of a citizen of the country;
vehicle passport (PTS);
contract of sale;
receipt of payment of state duty;
MTPL insurance policy;
vehicle registration certificate (if any);
application for vehicle registration.

When registering a car you must pay state fee. Its size is 2,000 rubles. However, the country's authorities are ready to make concessions and have reduced the cost by 30%. You can get a discount provided that the person has pre-registered on the official website of the State Services.

On the appointed day and time, the person must appear at the traffic police department and provide all original documents, as well as the vehicle.

The legislation provides for the time that a State Traffic Inspectorate employee must check and register a vehicle - 1 hour.

During this time, the inspector carefully checks all the papers, numbers indicated in the PTS with data on the body and chassis. If everything is in order, then the new owner receives documents for the car in his name.

Is it possible to drive a vehicle without insurance?

According to the legislation of the Russian Federation, driving a vehicle without an MTPL insurance policy is prohibited. For law enforcement It is not enough to have a purchase and sale agreement, driver's license and PTS. It is prohibited to drive without insurance; for violation, a person faces a fine.

It is worth noting that there are nuances in the legislative framework that allow driving without a policy. Article 4, paragraph 2 of the law of the Russian Federation states that it is possible to use a car without compulsory motor liability insurance. This is allowed if you purchase a vehicle, within 10 days until the car is registered with the State Traffic Inspectorate.

However, in order to register your car you must have insurance with you. In case of a stop, the traffic police inspector needs to present the purchase and sale agreement, then a fine can be avoided.

Regardless of whether the vehicle was purchased at a dealership or on the secondary market, the rules for obtaining an insurance policy are the same.

To purchase compulsory motor liability insurance, you must provide the following documents:

driver license;
original and copy of the purchase and sale agreement;
passport of a citizen of the Russian Federation;
vehicle technical passport (PTS);
identification code.

You can obtain insurance using online resources. There are now many websites that allow you to calculate the cost of a policy. However, it is better to apply for compulsory motor liability insurance on the official website, this guarantees that a person will not fall for scammers.

If you cannot use the Internet, you can always contact the insurer in person. It is worth noting that today there are a lot of them and the cost of services is almost the same everywhere. The whole procedure goes very quickly. A person will have to spend 15–20 minutes on this, and the policy will be in hand.

Responsibility

The government of the Russian Federation has developed and implemented two types of liability for driving without an insurance policy: a warning and a fine. It is worth noting that the minimum fine for such an offense is 500 rubles.

However, if the violator is stopped several times by traffic police officers, then they all have the right to draw up a report and issue an administrative penalty.

In this case, the number of fines is not limited to a certain number. Taking this nuance into account, we can conclude that the amount of the monetary penalty can be quite large.

If a Russian violates the deadlines for registering a vehicle and issuing compulsory motor liability insurance, he faces administrative punishment.

Typically, monetary fines are as follows:

You can avoid problems with the law if you comply with all regulations in a timely manner. This also applies to vehicle registration. After purchasing a new or used car, you must issue a compulsory motor liability insurance within 10 days and register the car with the State Traffic Inspectorate.

Automobile - movable property. Like any other type of property, its ownership is regulated by certain rights and responsibilities established by the laws of the country. One of the responsibilities of owning a car is registering it with the traffic police within a certain period.

In case of violation of this rule the owner faces liability with a fine or deprivation of the driver's license. Let's take a closer look at how long you can drive a vehicle without registering it with the relevant authorities.

In the process of registering a vehicle with the traffic police, the car is assigned to its owner (individual or legal entity). In confirmation, a certificate is issued indicating the name of the owner. In 2019, the car registration process has been significantly simplified. For example, when purchasing a used car, the need to deregister the previous owner was eliminated.

If the car was purchased with license plates, then removal occurs automatically when the vehicle is assigned to the new owner. The next owner has the right to keep the previous license plates. They also canceled the engine number check, one of the most long procedures which could last up to several weeks. Thus, registration has become more convenient and takes only 1-2 hours.

In order to optimize the process, in 2019, the need to register strictly at the traffic police department according to the owner’s registration was abolished. This enabled car owners to significantly save time on registering a vehicle with the traffic police.

Now the new owner of the car can register it with the traffic police of any region of the country. But it is worth considering that when undergoing the procedure in question in another region, the issued license plates will be assigned to the region of the constituent entity of the Russian Federation in which the registration activities were carried out.

All information received during the registration procedure is entered into an electronic database and can be viewed at any time. To do this, you need to go to the official website of the traffic police, go to the “Vehicle check” section and enter the VIN number, the car body or its chassis in the search engine.

What happens if the deadlines are not met?

According to the latest changes in the legislation of the Russian Federation, the owner of the car is obliged to register the car with the traffic police within 10 days. Previously this period was 5 days. In case of violation of the specified legal norm, a fine is collected from the owner. The Code of Administrative Offenses of the Russian Federation provides for the following sanctions:

for individuals - 2000 rubles;
For officials– 2500-3000 rubles;
for organizations and firms - from 5,000 to 10,000.

The driver also faces a monetary sanction for driving a car that is not registered within the prescribed period if he is stopped on the road. In this case, the punishment will be from 500 to 800 rubles, with repeated violation, the monetary sanction increases to 5,000 rubles. In addition, in case of relapse, the offender may be deprived of his driver's license for a period of one to three months.

List of required documents for registering a car

When registering, the owner must provide the following list of documents:

your passport;
registration certificate of the registered vehicle;
title deed;
OSAGO policy. It is not necessary to have it in paper form on hand; the availability of insurance can be checked using the database.

Without providing complete package It is impossible to prepare official papers. Since the absence of any document is grounds for refusal to register.

How to go through the vehicle registration procedure?

To register a vehicle, there is no longer any need to wait in line; now you can select a convenient time and date in advance and arrive at the appointed time.

Sign up for registration. It is possible in two ways: obtaining a coupon at the traffic police department where registration is planned; make an appointment through the State Services portal. By the way, when registering online and paying the state fee through this portal, the owner receives a 30% discount.

According to the new rule, waiting time for your turn should not take more than 15 minutes.

Review and study of required information by a traffic police officer. The inspector checks the presence of all necessary documents, their authenticity, and makes appropriate requests to the tax and customs services.
Inspection of the vehicle and comparison with the information received.
To register a car bought secondhand, a procedure is added to check whether it is on the wanted list, pledged, prohibited from selling, etc.
Registration decision. Based on the results of the review, a decision on consent or refusal to register must be made within 10 minutes. If the vehicle registration is approved, the owner is issued a certificate issued in his name.

Taking into account latest changes legislation regulating the process of registering a car, the owner will only need a couple of hours to go through the measures considered. In case of delay, the owner of the vehicle will have to pay not only a state duty of 2000 rubles, but also a fine, or will lose his rights for up to three months. We have reviewed the entire detailed procedure, as well as the time frame within which any owner is obliged to register the car with the relevant authority outside depending on the make and model of the car.

When buying a new vehicle, every driver should know not only his rights, but also the rules for preparing documents for his car. Drivers often wonder how long they can drive without insurance under a sales contract in 2020. Some argue that the period of driving without an insurance policy can be up to a month, others say that it is necessary to get insurance immediately. But what are things really like?

Every driver must have an insurance policy when driving a car. If a traffic police inspector stops a vehicle and the driver does not have of this document, then a fine will be issued. But, if you recently bought a car, then the law provides for some delay in processing the document. It is 240 hours. How does this relate to the following types acquisitions:

buying a car at a car dealership;
purchasing a used vehicle;
inheritance;
deed of gift

What is the legal period for driving a new vehicle with impunity without insurance?

Recently, cases have become more frequent when buying a car at a dealership contributes to unreasonable spending of money; the dealership employees impose on clients compulsory motor liability insurance, purchased directly from them, citing a legal ban on leaving without this document. Moreover, the cost of such a document is much higher than in insurance companies. All these actions are considered optional, and the car owner, by law, can choose his own insurer and is not required to insure liability at the time of purchasing the car.

The law says that the new owner of a “zero” car can apply to the insurance company for a policy within 240 hours after purchasing the vehicle. In this case, the choice of company falls entirely on the shoulders of the owner.

Which vehicles are exempt from purchasing a policy?

According to the car insurance law, some types of vehicles are exempt from purchase insurance document:

the maximum speed of a vehicle does not exceed 20 kilometers per hour;
motor transport is on the balance sheet of the armed forces of the Russian army;
trailer for passenger vehicles;
tracked vehicles;
registered vehicles foreign country and having .

If the insurance period has expired

Drivers often make the grave mistake of driving a vehicle without proof of insurance. At the same time, some of them are deeply confident that they are not breaking the law and they can drive a car for a whole month after the document expires.

Indeed, before it was possible to travel without this document for 30 days, but those days are long gone. Today, it is necessary to make a new insurance contract or renew an old one in advance. After all, if an insured event occurs, no payments will be made to the injured party and the culprit driver will have to bear all the costs of compensating the damage.

The driver will also be punished with a fine of 800 rubles. If the driver simply left the document at home, at work, in another bag, then the punishment will be softer by 300 rubles and amount to 500 rubles.

How to issue an insurance document

By law, insurance must be obtained within 10 days after purchasing a vehicle. This can be done in two ways: during a personal visit to the insurer’s company or via the Internet.

In order to go through the procedure, you need to prepare a package of documents:

vehicle passport;
owner's passport;
passports of all persons who can drive this car;
driver's license of all persons authorized to drive the vehicle;
diagnostic card (for used cars);
presence of registration in passports.

You need to contact your insurer with these documents.

Enter data on the owner of the vehicle, drivers and owner. After checking all the data, the system may ask you to add scanned copies of documents, then the rate is automatically calculated. Payment is made online using a card from any bank. After payment, a sample of the electronic insurance document will be sent to the policyholder’s email. Electronic view document has the same meaning as the original insurance sample.

A legal way to drive without an insurance document for more than 10 days after purchasing a vehicle

Recently, cases of driving cars without insurance documents have become more frequent, this is due to two reasons: the high cost of an insurance document and incomplete amounts of compensation for damage in an accident. Many drivers simply refuse to take out insurance, citing the imperfection of this system and prefer to simply pay a fine when meeting with a traffic police officer.

Drivers of new vehicles have come up with a legal way to evade liability and continue driving without insurance after the 10-day period provided by law has expired. To do this, the cunning people simply conclude new agreement car buying, in other words, fictitiously selling your car to a friend, relative or friend. In this case, they have the right not to take out insurance for 240 hours. After this time, the contract for the sale of the car is renewed. It often happens that the same person has bought and sold the same car several times in a short period of time. Selling and buying a car is not prohibited by law, so this method legally exempts the owner from issuing an insurance document.

Risks associated with driving a vehicle without an insurance document

Despite the fact that owners of a new car are given a short delay in obtaining an insurance document, driving without it carries many risks. A driver's liability insurance policy to other road users protects against significant financial expenses in the event of an accident on the road. The insurance company has an obligation to the injured party.

If the driver who caused the traffic accident does not have an insurance document, even with a 10-day permitting factor, then he must pay all the damage caused to the victim’s vehicle himself.

If the culprit of the accident does not do this, then the injured party has the right to file a lawsuit. Court cases of this nature end mainly in favor of the victim, and the guilty party will have to additionally pay the plaintiff’s expenses:

defense costs;
payment of state duty;
moral damage;
payment independent assessment experts.

Therefore, after purchasing a car, our experts advise you to quickly purchase an insurance document to avoid unnecessary problems.

To summarize, we can add that the insurance document, although not a very cheap pleasure, is the only protection the car owner has against significant expenses in the event of an accident. After all Insurance Company will be obliged to transfer cash to the injured party for compensation. The absence of this document from the guilty party to the accident imposes payment for the damage to the victim on the culprit. Therefore, it is better not to invent methods to circumvent the law, but to drive your new car calmly!

Is it possible to drive without insurance under a sales contract? updated: February 12, 2020 by: admin

Any driver must have with him and present upon request to the road inspector the vehicle registration documents and an active compulsory motor liability insurance policy (Traffic Regulations Art. 2.1.1; Order of the Ministry of Internal Affairs No. 59 “On the procedure for registering vehicles” 2003/27/01).

According to Government Decree No. 1156 2012/12/11, the driver is obliged to present to the traffic policeman:

driver license;
OSAGO;

He is not required to show other documents, including the paper on the acquisition of property.

If there is nothing other than the purchase and sale agreement and the agreement, then the DCT will become a salvation (in some way and under certain circumstances).

Federal Law No. 40 “On Compulsory Motor Liability Insurance” 2002/25/04 editions 2016/23/06 and 2016/01/09, Chapter 2 Article 4 Clauses 2 and 6;
Decision of the Supreme Court of the Russian Federation No. AKPI12-205 2012/17/04.

The MTPL Law specifies the unquestioning obligation of driver's liability insurance no later than 10 days from the moment the ownership of the car arises (Clause 2, Article 4). While motor vehicle liability is not insured, the owner of the car assumes all risks and bears full responsibility for compensation for damage caused on the road (clause 6 of article 4).

The moment of acquisition of property by the Civil Code, Article 223, refers to purchase, inheritance, etc. Ten calendar days are given to the new owner to undergo maintenance, obtain a diagnostic card, and obtain insurance and registration documents.

Talks about fining an irresponsible car owner who does not have a policy.

Moreover, people are brought to justice under the Code of Administrative Offenses only for completed violations; in this case, a “road violation” can be considered completed (registered) only after the 10-day “quiet period” has expired, during which the car owner must perform the necessary actions. At the end of this one and a half week period of time, it will be possible to say that the action (inaction) of the car owner led to an unlawful result.

The question of whether it is possible to use vehicles without insurance at this time, which has caused ambiguous interpretations and fierce debate, is clarified by the Supreme Court Decision No. AKPI12-205 2012/17/04, paragraph 14:

In the event that only a purchased car is stopped by a road inspector, the supporting documents for presentation will be a dated purchase and sale agreement and the text of the Supreme Court Decision.

Having a printed AKPI12-205 with you is advisory in nature and is due to the fact that, alas, some traffic cops are not familiar with legislative framework V in full and operate only with traffic rules, Orders of the Ministry of Internal Affairs and certain articles of the Code of Administrative Offenses. Therefore, the phrase “I don’t know such a resolution,” unfortunately, periodically sounds from the mouths of traffic police officers.

Ways to legally drive an unregistered car

Without the insured liability of the car owner, it will not be possible to register a car with the State Traffic Safety Inspectorate (Ministry of Internal Affairs Order No. 605 2013/07/08; Law on Compulsory Motor Liability Insurance, Art. 4, Clause 2).

The transit option has ceased to be relevant since 2013 (Order of the Ministry of Internal Affairs), although it has not lost its legality.

Now transits are issued in exceptional cases only for 10 days and mainly to individuals and legal entities.

Moreover, the period for issuing transits has increased significantly, and the cost has increased. Extending the validity period of transits is prohibited by law.

A complete list of situations allowing the use of a wheeled vehicle without license plates is given in Government Decree No. 938 on state registration 1994/12/08 edition 2016/25/05.

Manipulations with PrEP

The DCT, which justifies driving without re-registration, is signed by only two persons and does not provide for certification.

This situation opens two loopholes with the agreement, according to which semi-legal movement by car becomes completely legal and is not subject to sanctions:

Renewal of the agreement in a week and a half will extend the “period of impunity” for another 10 days. Such an update can be done as many times as you like, if the former owner has nothing against it.
Registration of a policy with an open date. In this case, the date can be entered into the contract in 5 seconds upon the arrival of “hour X”.

All about car tuning

Is it possible to travel with a purchase and sale agreement? Is it possible to drive without compulsory insurance under a purchase and sale agreement? How long does it take to obtain insurance?

If the purchase and sale agreement is for the purchase of a used car

If the car has no mileage

How long can you drive under a sales contract without registration?

Fines for failure to meet deadlines

How long can you drive without registration after buying a car with license plates?

Is it allowed to travel without insurance?

How long is it allowed to drive without re-registering a vehicle?

How can you legally drive a car without insurance and registration?

Fines and liability

How long can you drive under a purchase and sale agreement without compulsory motor liability insurance? 5 reasons to urgently take out insurance

How long can you drive without compulsory motor vehicle insurance under the PrEP policy?

What documents should I take with me?

The concept of a purchase and sale agreement

Manipulations with PrEP

Reasons to take out insurance as soon as possible

Fines and liability

How long can you drive under a car purchase agreement?

Documents for the traffic police

Ways to legally drive an unregistered car

Manipulations with PrEP

Other re-registration options

Communities › Stories on the Roads › Forum › Car under Purchase and Sale Agreement

Legislation

How long does it take to register a car?

Is it possible to drive a vehicle without insurance?

Responsibility

What happens if the deadlines are not met?

List of required documents for registering a car

How to go through the vehicle registration procedure?

What is the legal period for driving a new vehicle with impunity without insurance?

If the insurance period has expired

How to issue an insurance document

A legal way to drive without an insurance document for more than 10 days after purchasing a vehicle

Risks associated with driving a vehicle without an insurance document

Ways to legally drive an unregistered car

Manipulations with PrEP