How long will the maternity capital be used: is it known for sure?
What will happen to the maternal capital in 2018?
And ordinary Russians, and representatives of the State Duma are now actively discussing what will happen in 2018. So far, it is definitely unknown, how the adjustments will be subject to the amount of payments. Yes, and the program itself is in its usual form terminates.
It is not yet a final decision until what year will act maternal capitalBut for those who are now planning to give birth to second and subsequent children, payments will accurately continue.
This name received the most important social project, whose action began in 2006. The main regulatory regulatory law was No. 256-FZ.
The new family program was created with several goals at once:
- Increasing the growth of fertility, changing the demographic situation in the country for the better.
- Creating additional material support for families who plan to start the second and subsequent children.
Program action: until what year?
According to the first version of the relevant law, it was planned to complete the program back in 2016. But then No. 433-FZ was released, which stretched this event.
Basic information on maternal capital 2018
State support is paid to families, where the second child is born to the end of 2018 or the third and subsequent.
There are no restrictions on the appeal period for help, as well as the possibility to implement the means. Support is treated in one of the regional departments of the Pension Fund.
The family capital program has been extended and therefore, it is now useful to families in which the second or subsequent child was born or adopted in the period from 01/012 to 31.12.2021.
At the same time, there are still no restrictions on the time of appeal to the pension fund for its design.
Another pleasant addition appeared - that the preferential mortgage will be provided under 6% per annum, which is significantly less than extension rates.
It should be remembered that although the right to the certificate under consideration arises once in life, in the case of its loss, it is obliged to give a duplicate in that PF in which the script was obtained.
Regarding sizes
The amounts of this category are constantly indexed, the government tries to take into account the current inflation rate. Initially, payments were listed in the amount of up to 250 thousand rubles. For 2018, the amount is definitely defined.
But if everything goes normally in terms of indexing, then 505 thousand rubles will reach help. But the likelihood also is the fact that for the next year the indexation will be canceled altogether.
What can I use?
In total, 4 target directions were introduced for this sphere. Cash receipt is still under the ban. Money can be sent to resolve issues related to:
- Accumulation for the mother.
- Adaptation of disabled children in modern society.
- Teaching children, their education.
- Acquisition of various real estate objects, registration of relevant loans.
The possibility of extension after 2018
There are constantly discussed several development scenarios, the further existence of the program.
- According to one of the proposals, the program will extend for 5-10 years.
The Ministry of Labor is just the main supporter of this version. The number of women potentially reproductive age is reduced every year. Maternal capital will be an additional incentive even for citizens older than 35 years old.
- Another scenario is the assignment of addressing the status of the address.
But the Ministry of Labor thinks that such a decision will lead to the emergence of additional risks. This is especially true of low-income families.
- Finally, some legislators generally acts as to cancel completely.
What will remain the same for 2018?
The basis of the program remains the same as always. In particular, there are no changes in one of the basic rules.
All families that meet the requirements can obtain a one-time payment of cash, in the amount of 25 thousand rubles. The age of the child and the financial situation do not play a special role. No other additional adjustments are planned to be considered.
Not a single law, which would be applied to additional payments in the expansion of the family composition. Although such proposals are entered regularly.
Payment for the second baby from the Mathaipal
Families will be able to receive such support if they comply with certain conditions:
- Birth or adoption of the second child after January 1, 2018.
- Permanent accommodation in the Russian Federation. At the same time, the mother and child should have the official statuses of the citizens of our country.
- Official income for the minimum of the last 12 months. The average value should not exceed the 1.5 subsistence minimum for a normal adult. It is necessary to take into account the standards whose action applies to this or that region.
An application for payments is given directly to the Pension Fund or through a multifunctional center. It must be done at the same time when parents turn to the maternal capital themselves. There is no time limit. Is that a maximum of this procedure should be completed before reaching the child of the two-year-old age.
But there are two more important circumstances related to terms:
- They will be appointed and over the past months, if you submit documents earlier than six months after the birth of the kid.
- If this happens later, the help is calculated only at the current period.
Order of means
You can start spending money from maternal capital in any case after the second kid will be three years old. But from the rules there are always exceptions.
- Housing can be taken to the mortgage, if you really want to make a purchase, and there is no desire to wait. Then the money can be used on the destination right immediately after the baby appears.
- There is no need to wait for a while, if the main goal is to improve the conditions for children who received the group.
- Since 2018, the maternal capital can be paid for visiting kindergartens or the use of other educational programs.
About one-time and monthly payments
Starting from 2016, it became possible together with the registration of the certificate to receive a sum of 25 thousand rubles in cash.
Money was transferred to the account in the bank belonging to the applicant. The funds were consumed to solve any questions, according to the personal preferences of the citizens themselves.
For 2018, this opportunity is planned to save.
In addition, it is possible to receive money from the composition of maternal capital every month. To do this, it is enough to submit a corresponding statement. On average, the size of such payments reaches 10 thousand rubles per month.
How exactly do you need to dispose of capital?
After receiving a certificate, it is from the very beginning to think about what kind of goals it will be directed.
For example, consider the option of purchasing an apartment in.
- First we appeal to the Bank's employees to conclude a contract.
Maternal capital in this situation can play the role of the initial contribution. But you can generally not talk about where the means for him come from, the law allows such behavior. The right of early repayment part of the amount is consolidated by citizens anyway.
- The next stage is the appeal to the same, where the certificate itself was originally issued.
Just in the statement now he is written that it is necessary to spend money from the state.
Communicable applications to the application then the following papers are served:
- Notarial evidence that after repayment of debts, all family members will be endowed with shares in the apartment.
- Certificate of ownership of real estate. Admissible provision of extracts from EGRN.
- Certificate for birth, for each child.
- Certificate itself on maternal capital.
- Marriage testimony.
- , Given wife, as well as husband.
- Certificate of employment in the form of T-21, from the Pension Fund.
- Credit contract.
- Parent passports.
When the application was filed, the Pension Fund is given about 30 days for consideration. The decision will definitely be positive if nothing of the data has been in doubt. Cash is transferred to a bank account for ten days.
What else should you know when meaning maternity capital?
On 2 kids, born after January 1, 2007, the certificate can only be obtained once in life. 3 Baby allows you to make a payment if I used to do not use this right on legal grounds.
Earlier in the State Duma, a proposal was made that for the third child to pay one and a half million rubles each family. But so far this solution has been implemented, because it did not receive sufficient support.
Regions have the right to establish additional payments themselves. It is advisable to learn in advance about the regulations operating in one or another territory, contacting the staff of the relevant controlling body. If the certificate is lost after receiving, permissible re-appeal, so that the duplicate was issued.
The transfer of funds is standardly carried out only by non-cash. Any schemes for cashing data will be illegal.
Payment for the second baby from the Mathaipal
State aid is available even to those who did not give birth, but adopted the second and subsequent children. The main thing is to indicate when contacting employees of the FIU only reliable information, otherwise the likelihood of refusal is great.
To dispose of funds will be impossible without a certificate and document certifying. Cruel treatment of or deprivation of parental rights leads to what the right of additional support from the state disappears. The certificate is terminated after the owner dies.
Many sociologists believe that the introduction of maternal capital really contributed to the improvement of the demographic situation. The program is important not only in social, but also politically. The President of Russia himself was the initiator of creating a similar system.
It is worth contacting the social protection authorities in advance or in MFC to find out which means are paid in a particular region in connection with the birth of a child. There will also be explained how to act, in what order issues and submit documents.
About the program "Maternal Capital" in the following video:
Jan 23, 2018 Help benefit
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